industry: Management consulting
location: Bend, or
My salary: $182,000
My husband’s salary: 40 thousand dollars
net value: $546,000 jointly (My husband and I have fully integrated finances. While we each have a small personal savings account, the rest of our checking and savings accounts are jointly owned. We pay all our bills from these joint accounts. Our collective net worth includes: $8,000 in checking, $32,000 $166,000 in high-yield savings accounts, $166,000 in a 401(k), $50,000 in an IRA, $48,000 in a double 401(k), $42,000 in employee spouse stock, $239,000 in equity ($621,000 assessed value) Minus $382,000 still owed on the mortgage) and $11,000 in HSA accounts (my and my husband’s accounts).
religion: $382,000 on our mortgage. We usually have $3,000 on our credit cards but we pay that off almost every month.
My paycheck amount (2x/month): $4,634
My husband’s salary amount (twice a month): 1135 USD
Mortgage loan: $2,143
Services: $290 (gas, water, electric, disposal).
HOA: $82 (yard, snow removal, common spaces).
Car/motorcycle insurance: $125
Internet: 105 bucks
cell phone: $126
Streaming services: $124 (Apple Music, Netflix, Hulu, YouTube TV, and Prime).
sports club: $110
tithing: 10% of the income.
401(k): 10% of the income.
savings: 15% of the income is automatically transferred.
emergency fund: 2% of income is transferred automatically (this account is for our extended family).